Hi Almostthere.

Balances should be set to zero after your discharge.

Providing proof of discharge might help. However discharge is a matter of public record so if your prefer to deal with this by phone you could direct people to the Register of Insolvencies.

I don't think there's any need for panic. It looks like one record of starting a trust deed and another of being discharged doesn't it? What's the date attached to each event?

Thanks TDA - both are the same date. I am so glad I looked at my credit rating as I have someone who seem to be financially attached that I have never heard of before. I have made the agency aware.

Ok - that helps. They still all have balances next to them, so I will see if I can get these cleared. Thanks again

I note that a Trust Deed stays on your credit file for 6 years. I have just been discharged from my 3 year long Trust Deed and wondered if you could confirm whether my Trust Deed will show for a further 3 years (6 years in total from when the Trust Deed began) or whether it will stay on file for a further 6 years from the date of discharge?

Welcome to the forum Susiek86.

Anything that's added to your credit file stays there for six years.

This includes an entry recording you entering a trust deed.

Therefore this entry will be off your credit file in around three years from now.

Congratulations on completing your trust deed by the way.