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Topic starter
31/03/2014 9:31 pm
Hi just looking for clarification. I was discharged 31/10/13 should my credit file show default with zero balance or satisfied with zero balance beside the creditors?
31/03/2014 9:46 pm
Hi ldc.
When you say default is this a formal "default notice" or do you mean that the account status is "default"?
Sorry if that's confusing. It is a bit confusing, but they seem to be two different things.
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Topic starter
31/03/2014 10:00 pm
The account status is default
31/03/2014 10:05 pm
OK. It's no longer in default as I understand it because no money is owed.
Therefore I think the balance should be zero.
The fact that it was in default may still show, but I don't think that's what the current status should be.
Usual warning - we're not experts on credit files or credit ratings.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
Topic starter
31/03/2014 10:06 pm
Thanks
