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Clearing my file

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(@scotslad)
Estimable Member
Joined: 14 years ago
Posts: 157
Topic starter  

Was finally discharged after a long time of PPI claims and other hold ups. Looking at my credit file a lot of my accounts defaulted in Feb/Mar/Apr 2010. Should I expect them to drop off in Feb/Mar/Apr 2016?

Can I have them removed at the moment or do I need to wait?

Also, does the TD itself come off the credit file 6 years after signing?

Cheers.

Scotlad


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi Scotslad.

Default notices should be dated around the time your trust deed began.

If they're dated later you can request the dates are backdated.

All of these types of credit event leave your credit file six years later.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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