Hi Suze.

Assuming that this debt existed when you entered sequestration there's no point in them chasing you and there's nothing to get stressed about.

The debt doesn't exist.

If they call again you might want to ask them what they'll need from you to verify details of your sequestration. You don't have to speak with them if you don't want to though.

This debt was included in my sequestration.

Thanks TDA. I think I will drop them a letter and proof of discharge (recorded delivery so they can't ignore it - lol), just to be on the safe side.

It has just come as a bit of a shock after all this time.

Thanks,

- Suze

I think it's a good idea to bring this to a head Suze so that it doesn't keep being something that you have to deal with.

Hi Suze,

Things like this will happen from time to time. Even although you have been discharged and been through the Sequestration process for longer than 1 year creditors are not the best at updating their system with this information.

If there is still a Trustee dealing with your case then advise them of the creditor and they should contact them. If not, you can write to the creditor with confirmation of your discharge from the Sequestration.

It's nothing which you should worry about although it can be a bit of an nuisance especially when you are trying to move forward and put it behind you.