if your contributions need to be lowered the trustee may agree to it, if you agree for the trust deed to be extended. i'm pretty sure the agreed amount would still need to be collected. best to run it past your IP i would think. good luck in the job hunting!

Thanks Andy for such a prompt reply. I will take your advice and talk it through with my trustee.

On the other side though, you may need to explain the stress issue with your trustee. I can remember other threads where TDA has said the the trustee may see it as you have intentionally changed your circumstances where you aren't able to maintain the trust deed under the conditions it was signed. It's not like you want to change jobs, it sounds like you have to due to stress and it's good that you recognise the symptoms before you get ill. Hopefully they're sympathetic to this. Is it worth a chat with your GP to see if you can get any help from them?

Good luck with finding a more suitable job.

Welcome to the trust deed forum phoenix2.

I think you've had some good advice from andy and gillian.

Talk it through with your trust deed firm and make sure they are aware of the previous and potential health issues.

Whichever way you look at it your health and wellbeing is the most important thing.

Thanks for all the advice - much appreciated. Hopefully I can find another job with a similar salary and much better hours.

Hi,
i recently changed jobs and moved to a better paid job pro rata but do less hours so my wages have dropped slightly. What I find though is that my childcare/fuel/lunches have all reduced too , so hopefully when you change jobs it will work out evens. My IP were great though and didnt have any objections and said if I didnt have the income then my TD could be extended if need be. Hopefully it will work out for you.