Hi LynnMac2011.

That may be an option but it will require the agreement of your trust deed provider in advance. The reason is that ending your HP payment could be seen as an improvement in your circumstances (reduced expenditure) with a consequent increase in your trust deed payment.

As you need a car for work there may be some flexibility though.

I wonder if any other readers/members have any suggestions regarding HP/leasing companies that they have dealt with?

hi i contacted my trust deed company and they said it was 3000.00 as i signed in nov and change was in oct it must of been a mistake on my trust deed,they have said i can change my car i have found a dealer that would swap my suzuki jimny for a larger car he will take it as we are in rural community and it has a really low mileage on it and i will get car i need and trust deed company have agreed to this so i am happy

That's really good news pepper350.

Sounds like everyone involved has applied good commonsense to the situation.