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Scottish Trust Deed Forum
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Topic starter
07/09/2018 10:55 am
I am hoping that perhaps someone can confirm my thinking, i was discharged from my Trust Deed in January 2016, I have today been sent a email by BW Legal about a debt from PRAC Financial Limited which was included in my trust deed. Do I just send them a copy of my Form 5?
Many thanks in advance for any help!
Laura
07/09/2018 11:59 am
Hi Lola2304.
I think that's a good course of action to take.
Just for your reassurance, there's nothing they can do to enforce a debt that was included in your trust deed (whether or not they know about it).
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
07/09/2018 12:15 pm
Thank you TDA, made the mistake of googling their name and got quite a scare at their bully boy tactics. I have drafted a letter to them and PRAC which I will send with a copy of my Form 5 and a copy of my trust deed on Monday via recorded mail.
Have a lovely weekend!
07/09/2018 1:16 pm
Glad you got it sorted Lola
Sharon is no longer posting in the forum.
07/09/2018 3:12 pm
Hi Lola2304,
Well done on successfully completing your Trust Deed back in 2016. How have things been since then rebuilding your credit file / rating?
You might get the odd letter like this out of the blue asking for payment. As TDA has advised and you have done send them a copy of your Form 5 and this should be the end of it. They can’t do anything to you.
Have a lovely weekend too.
David is not currently posting in the Trust-Deed.co.uk forum
