I am new to this although I have been reading the forum for handy tips for getting my credit score up after being discharged. I have been discharged for one whole month and decided to apply for a credit card to use solely for petrol and pay off each month to help my credit building . On applying for a credit card, the Aqua card, which a soft search said I was eligible for, is now saying it is not for people, who have been bankrupt or have had a CCJ in the past 12 months. Is a Trust deed classed as being under the Bankrupt/CCJ umbrella. Have I got to wait the full 6 years after my trust deed before applying. I have done 5 years. My spending pattern has changed and I only want to build my credit score, and fully intend to Pay off the balance every month. Sorry if this is a silly question.