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Scottish Trust Deed Forum
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Topic starter
16/03/2016 12:36 pm
Hi, I wonder if I could ask some advice please. I received Form 5 yesterday - hooray, I'm over the moon and just relieved that we have now been discharged. I understand that it'll be another 3 years until our credit report looks anything like good, but I just wondered what the position with a bank accounts was. When we signed the trust deed we opened a basic cash account with Nationwide. Do you think I would be able to get a better account with them, i.e. to include a cheque book? Or would I have to wait until the 6 years had passed. My daughter does competitive dancing and I have to send off cheques for entry fees, it's a complete nightmare not having a cheque book 🙁
16/03/2016 1:10 pm
Hi Stephanie.
All you can do is ask. It's the only way that you'll find out.
Remember also that it's pretty easy to change to a new bank these days.
It takes up to seven days for a switch to happen, and the work of changing over payments will be done by the banks rather than you.
You'd also be protected if it went wrong.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
16/03/2016 1:42 pm
Thank you, I will and hopefully someone will give me a cheque book lol
16/03/2016 2:08 pm
Stephanie
You can ask your bank to write a cheque for you - they may charge for the servive though. Would the dancing place not accept alternative methods of payment?
