Hi
First time post after looking in for a while so here goes.
Last payment due on 25th February 2016 (not that I'm counting [:)] was originally with PJG but now Credit Fix and I haven't been asked to do an annual review,the last one I done would have been March/April last year.They have been in touch regarding other things (payday loan misspelling etc)so I am on their system somewhere.
Basically I have nothing to hide and after all the years of debt worry I don't want any last minute hiccups so the questions are should I contact them or just leave it and is anyone else in the same position ?
Thanks TDA,
I have no real desire to carry one out but I was sure I read on here somewhere that it was a legal requirement to have a minimum of one review per year
Hi Arabali.
It's up to you I guess - it's your trustee's responsibility to initiate a regular annual review rather than yours.
If anything has changed with your circumstances it would be worth letting them know ASAP to make sure you're not storing up problems for later.
If nothing has changed then there's probably not much of an issue.
Hi Arabali,
If nothing in your financial circumstances has changed then I can't see there being any last minute hiccups as you approach the end of your Trust Deed.
If you are worried about anything or have any concerns I would always suggested speaking with your relationship manager.
It's the Trustees responsibility to review your financial circumstances and not necessarily up to you to contact them to do this.
Hopefully this time next year you will have completed all of your payments, received your Form 5 discharge certificate and are debt free.
David is not currently posting in the Trust-Deed.co.uk forum
Thanks Folks
I think I'll just leave it as nothing much has changed since the last one as you say its up to them to ask for it [:)]