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After discharge

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 Adam
(@adam)
Eminent Member
Joined: 9 years ago
Posts: 25
Topic starter  

Hi people
Can you tell me how long after my discharge will I be able to get the in default accounts removed from my credit score
I understand that my td must stay for 6 years is that the same for the others too

Thank you all


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi Adam.

Defaulted accounts will remain on your credit file for six years from the date the default notice was originally issued.

Following discharge they should be marked as "satisfied" or "partially satisfied" which may be a little less damaging to your ability to obtain credit.

You may find sections 6 and 7 in the following article useful:

https://www.trust-deed.co.uk/repair-your-credit-rating.html

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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 Adam
(@adam)
Eminent Member
Joined: 9 years ago
Posts: 25
Topic starter  

That's great thanks for te info


   
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