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Scottish Trust Deed Forum
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Topic starter
10/06/2014 6:22 pm
I am mid way through my Trust Deed without any difficulties.
If I were to become an additional card holder on my partner's credit card would this mean a credit check of my file? And would it create a financial association between my partner and I?
10/06/2014 8:27 pm
Welcome to the forum Lola.
There should be no credit check as you're not getting any credit (it's your partners credit line you're using).
As it's not a joint account I cannot see this creating a financial association on your credit files either.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
11/06/2014 11:09 am
Hi Lola,
I can't see this being an issue as TDA has advised as you will only be a card holder and technically not responsible for the balance, your partner would be.
Let us know if there are any issues if you do become a joint card holder.
David is not currently posting in the Trust-Deed.co.uk forum
