Well done upstream on successfully completing your Trust Deed and receiving your discharge.

Has it sunk in yet that your finally debt free after 10 years of dealing with debt?

Thanks. No, I don't think it will sink in till that standing order money stays in my account for the first time at the end of this month. I do keep looking at that Form 5 and smile every time though. I'm lucky that I had a fairly smooth time throughout my Trust Deed and am very grateful that I had my discharge within a week of my final payment.

Most of the TD seemed to fly past but the last 6 months dragged as I willed the finish line to come forward.

All worth it to know I don't owe anyone a penny (other than the tank of fuel I paid for on my hilarious APR credit card that gets paid off within a week every month).