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Scottish Trust Deed Forum
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29/12/2014 9:30 am
Next week first week in January will be my 3 years from discharge of ptd I amassuming my credit file from equifax etc will be cleared of creditors that I owed to and if not how do I go about clearing my file as I wish to apply for a mortgage . Equifax and noodle showed I was in a ptd but not experian. Thanks for any replies .
29/12/2014 9:51 am
Welcome to the forum F123.
Your trust deed should no longer appear on your credit file six years after it started. This is the entry that refers to the trust deed itself rather than individual creditors.
In terms of your previous creditors, this is a potentially massive question that I couldn't answer in a single useful reply. Perhaps you could tell us what creditor information currently shows up on your file about which you have a concern? We'll try to point out anything that might need to be updated in light of that.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
