DBHA21
@dbha21
Eminent Member
Joined: May 12, 2021
Topics: 0 / Replies: 36
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RE: Defaults post-TD

Congrats on finishing your TD, LouiseG! I would contend that the defaults should be dated when you signed the TD (this was you breaching the contra...

2 years ago
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RE: Default

Quick point of clarity regards credit file: Typically a DAS leaves your credit file either: - 6 years after it began, OR - Upon its completion ...

2 years ago
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RE: TD remortgage

quote:Originally posted by weemolesmammy [br]Thanks. Iโ€™ve been through the contact/questions. TD is my only option. As the others have said, you...

2 years ago
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RE: Creditscore during/after TD

Hi Liam, The first point regarding credit scores - they're essentially meaningless garbage. Nobody other than you sees the score, it's a marketing ...

2 years ago
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RE: Family Debt

Regards "is that legal" I would recommend double checking any relevant legislation regarding landlord registration requirements. I would also check if...

2 years ago
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RE: DAS Full and final settlement

To end a DAS early you would usually be expected to pay the full balance of your debt back, as at the date it started. There are no early repayment...

3 years ago
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RE: Last few months of Trust Deed

Glad to hear it and well done! Hopefully a relaxing debt free future for many years to come now!

3 years ago
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RE: Weโ€™d love your views on the Register of Insolvenci

For a lot of reasons, I think abolishing the public registers is a terrible idea. Firstly, one of the key benefits of an insolvency is that it will...

3 years ago
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RE: trust deed

Hi SAREC Strange for such an event to transpire as a creditor has to submit a valid claim in order to receive a payment from the Trust Deed. Their ...

3 years ago
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RE: NI rises

If your affordability decreases for any reason - including a reduction in income - you should discuss this with your Trustee. You may be able to reduc...

3 years ago
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RE: HELP! New TD & situation has changed

Hi RMMT1, As a quick addition to what TDA has mentioned - you should definitely discuss your plans for self employment with your Trustee, as they c...

3 years ago
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RE: Repaying trust deed early

Hi Ruthietuthie, The only way to clear your Trust Deed early would be to repay the full balance of your debts at the date you signed, plus statutor...

3 years ago
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RE: Home Equity at end of PTD

No problem - hopefully it was helpful I should point out, some Trustees include in the Form 1B a condition that you will try to remortgage to relea...

3 years ago
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RE: Home Equity at end of PTD

Hi 1426, When you signed your Trust Deed, you will have signed a Form 1B - this is a legally binding agreement between you and your Trustee as to h...

3 years ago
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RE: TD ending in 6 months

Hi Sjlo26 Sorry to hear about the burglaries. One thing to remember - had you continued with the debt repayments as they were, it's likely you'd st...

3 years ago
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