Congrats on finishing your TD, LouiseG! I would contend that the defaults should be dated when you signed the TD (this was you breaching the contra...
Quick point of clarity regards credit file: Typically a DAS leaves your credit file either: - 6 years after it began, OR - Upon its completion ...
quote:Originally posted by weemolesmammy [br]Thanks. Iโve been through the contact/questions. TD is my only option. As the others have said, you...
Hi Liam, The first point regarding credit scores - they're essentially meaningless garbage. Nobody other than you sees the score, it's a marketing ...
Regards "is that legal" I would recommend double checking any relevant legislation regarding landlord registration requirements. I would also check if...
To end a DAS early you would usually be expected to pay the full balance of your debt back, as at the date it started. There are no early repayment...
Glad to hear it and well done! Hopefully a relaxing debt free future for many years to come now!
For a lot of reasons, I think abolishing the public registers is a terrible idea. Firstly, one of the key benefits of an insolvency is that it will...
Hi SAREC Strange for such an event to transpire as a creditor has to submit a valid claim in order to receive a payment from the Trust Deed. Their ...
If your affordability decreases for any reason - including a reduction in income - you should discuss this with your Trustee. You may be able to reduc...
Hi RMMT1, As a quick addition to what TDA has mentioned - you should definitely discuss your plans for self employment with your Trustee, as they c...
Hi Ruthietuthie, The only way to clear your Trust Deed early would be to repay the full balance of your debts at the date you signed, plus statutor...
No problem - hopefully it was helpful I should point out, some Trustees include in the Form 1B a condition that you will try to remortgage to relea...
Hi 1426, When you signed your Trust Deed, you will have signed a Form 1B - this is a legally binding agreement between you and your Trustee as to h...
Hi Sjlo26 Sorry to hear about the burglaries. One thing to remember - had you continued with the debt repayments as they were, it's likely you'd st...