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Scottish Trust Deed Forum
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Topic starter
05/08/2016 11:16 am
Good Morning,
Can you please advise if me being in a trust deed will have a negative affect on my fianc?® getting credit, we live together but the house and trust deed is all in my name.
Thanks,
Dave
05/08/2016 11:36 am
Probably not, but if you have joint financial products then you are likely to be named as an "associate" on her credit file so it is possible that this could have an effect. Different lenders will have different processes, but I would think that it is her own credit history that will be the main deciding factor.
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
Topic starter
05/08/2016 11:40 am
Thanks for your reply Kevin.
We have no joint financial products at all so hopefully it will all be ok.
05/08/2016 2:30 pm
Should be nothing to worry about then.
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
