Hi Peter, your query is not uncommon. As I understand it, there is nothing that can enforce your wife's bank statements to be provided. Evidence, particularly if you can show payments on a regular basis to her, over an extended period of time, will go a long way.

You can still show evidence of bills, even if they're not in your name, to help justify the level of monthly payment you pass across. This will also support in the creation of an income and expenditure statement, which is a requirement for any debt relief approach really.

Difficult to say whether a Trust Deed is the right choice without other information. Of course, you may already be aware of sequestration and the Debt Arrangement Scheme in Scotland too. If you wanted to reach out to one of our resident Insolvency Practitioners, i'm sure they could give you specific and bespoke advice, to allow you to have a think and decide on the best option for you.

Thanks

Paul

@paulp  Thank you very much for your help. Can you advise who the practitioners are and how I get in contact with them please?

Hi Peter,

There's a contact form you can fill out at the top right of the page.  I used Kevin Mapstone to handle mine and he was very good with a difficult situation I had and managed to resolve it for me.  

Best of luck and I hope you manage to get something sorted.

@cif Thank you kindly