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02/10/2015 6:31 am
Well I got home from work last night and right out the blue there was my form 5 discharge from CF!
Very pleased and happy. Trustee will remain in place for PPI,. Years and years and years before it was fashionable I always thought PPI was an expensive rip off so I never touched it. I have not to dispose of any assets or sell property whilst trustee remains in place but this does not apply to me anyway. In common with others in a similar position I'd prefer trustee was discharged but the biggie is me being discharged.
Thanks to all the forum contributors and experts. It's been a great outlet and source of information for what can feel like a really embarrassing situation.
My new hobby ? Cleaning up the credit file!
Thanks
02/10/2015 9:13 am
Congratulations to you downandout - I'm glad to hear that you're so pleased and happy about it.
Sounds like you've got a fun new hobby as well!
As a side note for others whose cases moved from PJG to Creditfix - one of our team bumped into their new trustee at a conference yesterday. The message from him was just the same as was posted here some months ago by the previous trustee. Hope that provides some further reassurance if it's needed.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
02/10/2015 3:11 pm
Hi downandout,
Congratulations on successfully completing your Trust Deed and receiving your Form 5.
Best wishes for the future and enjoy being debt free.
David is not currently posting in the Trust-Deed.co.uk forum
06/10/2015 10:59 am
I got my Form 5 today! I too was passed onto Crediffix last year. Nearly there! Just awaiting PPI investigations being concluded. Creditfix have stated they cannot put a timescale on this.
06/10/2015 1:43 pm
Hi Debtnomore,
Well done on successfully completing your Trust Deed and receiving your discharge and Form 5.
It is hard to put a timescale on the PPI investigations as these can take time for Trustees to investigate due to the volume of these. The main thing for you is your Form 5 and you have this.
Enjoy the feeling of being debt free and the extra money!
David is not currently posting in the Trust-Deed.co.uk forum
06/10/2015 8:01 pm
Congratulations Debtnomore.
I'm glad to hear that this has come to an end for you.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
07/10/2015 9:29 pm
Congratulations, all the best for the future.
