Hi there thanks for your post. It is an interesting one. When you sign a Trust Deed on of the conditions is that you may not obtain credit of over ...
Hi there, Has your house been dealt with in the Trust Deed? Has the trustee'a interest been formally renounced? If so and all parties are discharge...
The guys have made some good points above. As I see it you need to find out whether any finance is connected to the car by doing an HPI check. It n...
Trust Deed Assistant is right, there is occasions where an individual may pay back more than the amout of original debt at the date of signing the Tru...
Hi there, thanks for your post. If the loan is not secured to the vehicle, what is preventing you trading it for another vehicle? Surely this would...
Some creditors will refund PPI and some will offset it against the previous debt. In your case as both you and your trustee have been discharged, it w...
Thanks for your post and I am very sorry to hear that you has been notified of this. You would be best to forward correspondence setting out your e...
Hi there kdog7 In short the assets you mention there are extremely unlikely to be of interest I the Trustee. Certainly the laptop is classed as edu...
I agree you would be advised to come to an agreement with both parties to pay both with out jeopardising the TD, or preferencing the loan over the gen...
Hi there Patricia, Thanks for posting on the forum. I understand you own a property which has a mortgage of £50k which has some arrears. May I a...
Just keep pestering them so that you are not forgotten about. I am sure you will then receive your discharge shortly.
Hi sparky1, VAT on PPI? That's a new one. I have heard of VAT on Trustee fee issues and PPI separately. It could be that PPI has been recovere...
May I add I would imagine that this proposal would also require the agreement of the majority of your creditors. If no creditors object within 14 days...
It appears to me that you have been discharged, per section 19 of the regulations. This would be a common exit route when the TD proposal has not been...
Hi, I didn't want to worry you but it would probably be an idea to give your relationship manager a call to clarify the above matters. If there is ...