Vehicles and Protected Trust Deeds

If you reasonably need a car, you can keep one during the course of your Scottish trust deed.

Your reasonable need to keep a vehicle might relate to your commute, working needs, taking children to school, or if you live remotely. Disability (and mobility) needs are also taken into account. The exact same principle applies to other vehicles, such as vans and motorbikes.

You can usually keep your existing car as this tends to be the most convenient solution for everyone involved. Trust deeds last for at least four years so, if your current vehicle is unreliable or unsuitable, it might be sensible to address this before your trust deed begins. Obtaining a new vehicle after your trust deed has begun is likely to be more difficult.