Trust Deed Forum

Nick Smith
Nick Smith
@nm89
Eminent Member
Joined: Aug 28, 2023
Last seen: Oct 13, 2026
Topics: 1 / Replies: 39
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RE: Employment advice

Hi Glen, welcome to the forum! Reaching out for help and advice is often the hardest part, so well done for being proactive. I have been providing...

1 day ago
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RE: Bankruptcy

Hi MaterialGirl, Until the final payment has been made towards the equity agreement and the Trustee has filed a Form 15 with the Registers of Scotla...

1 week ago
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RE: No longer employed - need advice

@holyon66 Individuals should be aware that granting a Trust Deed is a formal insolvency, which vests their estate in a Trustee for the benefit of cred...

2 weeks ago
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RE: Emergency

Hi Housi, Any decision regarding a payment break would be at the discretion of your Trustee, however in general terms a short payment break due to u...

3 weeks ago
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RE: Carrington Dean

Hi Andy,Firstly, sorry to hear about the problems you have been having. I have provided some additional info on the points raised, below:1. Had to wai...

3 weeks ago
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RE: Advice needed

Hi Housi, You should definitely disclose this to your Trustee as soon as possible. There is a material change to your financial circumstances. Had...

4 weeks ago
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RE: No longer employed - need advice

Hi Emma,In basic terms, your Trust Deed is split into two different parts:1. A contribution from your income for a period of 48 months;2. Realising th...

1 month ago
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RE: Feel tricked and hopeless. Trust Deed has ruined my life

Hi Hawthornflk, I can see Paul has provided a very balanced and reasonable response. Not sure why, but this is the first I am seeing this post. Re...

2 months ago
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RE: TD ended early - injury claim concern

Hi Lee, The first point to consider is the exact dates. In normal circumstances, 'acquirenda' lasts for 4 years from the date you granted Trust Deed...

2 months ago
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RE: Zero DCO advice after 12 months

Hi Indi85, This is an understandably common area for confusion. Your personal discharge does not bring the sequestration or the DCO to an end; it on...

3 months ago
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RE: Job Application

Hi Ted, it's impossible to say if or how much it would impact your employment chances as only the employer could confirm that. Two key points: 1. Ch...

4 months ago
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RE: Early Stages

One further point to note, from Marie's comments: Where a Trust Deed is granted, there is a legal obligation to default accounts as at the date of g...

4 months ago
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RE: Early Stages

@twotone90 Hi Twotone90, reviews are conducted at 12 monthly intervals and they tend not to be particularly intrusive. The reviews can result in your ...

4 months ago
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RE: Complaint against trustee

Hi NewGuy, I would first check that the complaint has been issued to the correct [email] address for complaints, in line with the Firm's Complaints ...

5 months ago
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