Trust Deed Forum
Last seen: Oct 13, 2026
Hi Glen, welcome to the forum! Reaching out for help and advice is often the hardest part, so well done for being proactive. I have been providing...
Hi MaterialGirl, Until the final payment has been made towards the equity agreement and the Trustee has filed a Form 15 with the Registers of Scotla...
@holyon66 Individuals should be aware that granting a Trust Deed is a formal insolvency, which vests their estate in a Trustee for the benefit of cred...
Hi Housi, Any decision regarding a payment break would be at the discretion of your Trustee, however in general terms a short payment break due to u...
Hi Andy,Firstly, sorry to hear about the problems you have been having. I have provided some additional info on the points raised, below:1. Had to wai...
Hi Housi, You should definitely disclose this to your Trustee as soon as possible. There is a material change to your financial circumstances. Had...
Hi Emma,In basic terms, your Trust Deed is split into two different parts:1. A contribution from your income for a period of 48 months;2. Realising th...
Hi Hawthornflk, I can see Paul has provided a very balanced and reasonable response. Not sure why, but this is the first I am seeing this post. Re...
Hi Lee, The first point to consider is the exact dates. In normal circumstances, 'acquirenda' lasts for 4 years from the date you granted Trust Deed...
Hi Indi85, This is an understandably common area for confusion. Your personal discharge does not bring the sequestration or the DCO to an end; it on...
Hi Ted, it's impossible to say if or how much it would impact your employment chances as only the employer could confirm that. Two key points: 1. Ch...
One further point to note, from Marie's comments: Where a Trust Deed is granted, there is a legal obligation to default accounts as at the date of g...
@twotone90 Hi Twotone90, reviews are conducted at 12 monthly intervals and they tend not to be particularly intrusive. The reviews can result in your ...
Hi NewGuy, I would first check that the complaint has been issued to the correct [email] address for complaints, in line with the Firm's Complaints ...
