Hi sparky1 You would need access to the Register of Scotland online service to check this unfortunately. If you have been discharged and receive...
Hi jclubb It depends on the trustee's position with the flat. I suppose legally and technically he may still have an interest in this, however par...
Hi Micro mania It's called Solatium in Scotland and while your trustee would not get involved in any court action etc in respect of the claim, he w...
Hi MB It's another one where advice is difficult without a full review. I would be amazed if a trust deed or DAS was proposed if her half share ...
Hi kdog7 Most people think that the Trust Deed proposal is send to individual creditors, whereas the vast majority are dealt with by The Insolvency...
Hi lizmil The easiest way to resolve this is to request sight of the valuation and mortgage statement. Mark
Hi David I think there are interesting times ahead. Looking at the new regulations, it appears that even if the Trust Deed proposal is accepted by...
Hi mr Brightside As discussed above, if she does nothing then the position will remain as is. However I suspect if she has looked at a Trust Deed ...
An interesting point on the submission of documents for a Trust Deed to be registered as protected. Regulation 10 states that the documents should b...
Hi candlewick Anyone searching 'Protected Trust Deed regulations 2013' will normally find the appropriate link. I have it all printed out and un...
Hi lizmil A valuation is always instructed at the start which fixes the value of the property. The equity is then assessed on receipt of the redem...
Hi edinjohn If you are registered as discharged, then that's it official regardless of whether you received the Form 5 or not. That said, you shoul...
Hi mr Brightside If no trustee is acting under a trust deed, then there is no third party involvement with any jointly owned property. The DAS excl...
Hi TDA Yes, it's pretty standard to be honest, however you could get to a point where you say to people do you really need your Grandma's wedding r...
Hi Bampot I have to agree. I think 17 months is unacceptable especially as it sounds as though they are not even close to concluding the PPI issue...