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									Provision of Agreement Breached - HELP PLEASE - Scottish Trust Deed Forum				            </title>
            <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/</link>
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                        <title>RE: Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59725</link>
                        <pubDate>Fri, 17 Dec 2021 18:01:18 +0000</pubDate>
                        <description><![CDATA[You reassured me a lot, I am grateful that you can find so many helpful people here on the forum.]]></description>
                        <content:encoded><![CDATA[You reassured me a lot, I am grateful that you can find so many helpful people here on the forum.]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>Martin44</dc:creator>
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                    </item>
				                    <item>
                        <title>RE: Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59724</link>
                        <pubDate>Fri, 17 Dec 2021 17:52:12 +0000</pubDate>
                        <description><![CDATA[I&#039;m glad that we could help Martin44.
	
	Hope that you have a great weekend.]]></description>
                        <content:encoded><![CDATA[I'm glad that we could help Martin44.
	
	Hope that you have a great weekend.]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>TDA (Debt Adviser)</dc:creator>
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                    </item>
				                    <item>
                        <title>RE: Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59723</link>
                        <pubDate>Fri, 17 Dec 2021 16:20:53 +0000</pubDate>
                        <description><![CDATA[You reassured me a lot, I am grateful that you can find so many helpful people here on the forum.]]></description>
                        <content:encoded><![CDATA[You reassured me a lot, I am grateful that you can find so many helpful people here on the forum.]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>Martin44</dc:creator>
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                    </item>
				                    <item>
                        <title>RE: Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59722</link>
                        <pubDate>Fri, 17 Dec 2021 16:16:17 +0000</pubDate>
                        <description><![CDATA[Sounds like it might be a Default Notice, which is really just a formal letter that many lenders serve at this point.  It has to be set out in a certain way, demanding payment in full etc, b...]]></description>
                        <content:encoded><![CDATA[Sounds like it might be a Default Notice, which is really just a formal letter that many lenders serve at this point.  It has to be set out in a certain way, demanding payment in full etc, but that doesn't mean that they will follow it up with any action as they should be well aware they cannot.]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>Kevin Mapstone</dc:creator>
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                    </item>
				                    <item>
                        <title>RE: Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59720</link>
                        <pubDate>Fri, 17 Dec 2021 16:07:48 +0000</pubDate>
                        <description><![CDATA[Thank you all for the answers. You are wonderful and very helpful - Thank you again.
	This letter simply surprised me, especially the first sentences (I am quoting): ,, You are in breach of ...]]></description>
                        <content:encoded><![CDATA[Thank you all for the answers. You are wonderful and very helpful - Thank you again.
	This letter simply surprised me, especially the first sentences (I am quoting): ,, You are in breach of condition of your agreement as we have received notice that you are or are likely to become bankrupt or enter into an equivalent process with your creditors. "
	
	Nevertheless, I will definitely contact my Trustee.
	
	THANK YOU]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>Martin44</dc:creator>
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                    </item>
				                    <item>
                        <title>RE: Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59719</link>
                        <pubDate>Fri, 17 Dec 2021 15:52:55 +0000</pubDate>
                        <description><![CDATA[It is unfortunately quite common for people to still get some collection letters/calls during the first couple of months of being in a Protected Trust Deed.  As TDA says, it is usually just ...]]></description>
                        <content:encoded><![CDATA[It is unfortunately quite common for people to still get some collection letters/calls during the first couple of months of being in a Protected Trust Deed.  As TDA says, it is usually just because of slow communication between creditors and their agents and should be ignored.  They certainly cannot take action against you as threatened.
	
	If it doesn't stop soon then you should make sure your Trustee takes it up with the creditor on your behalf.]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>Kevin Mapstone</dc:creator>
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                    </item>
				                    <item>
                        <title>RE: Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59718</link>
                        <pubDate>Fri, 17 Dec 2021 12:36:15 +0000</pubDate>
                        <description><![CDATA[Hi Martin44,
	
	By &quot;included&quot; I just mean that it&#039;s a debt covered by your trust deed. There are a pretty small number of debts (student loans for example) that cannot be included, so I was ...]]></description>
                        <content:encoded><![CDATA[Hi Martin44,
	
	By "included" I just mean that it's a debt covered by your trust deed. There are a pretty small number of debts (student loans for example) that cannot be included, so I was just covering that off.
	
	It doesn't matter if this creditor objected or not provided that there was enough support for your trust deed to become protected. All creditors are covered if that's the case.
	
	Many lenders use external agents to review trust deed proposals, so there can be a lag between your trust deed becoming protected and the original lender updating their records about it.]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>TDA (Debt Adviser)</dc:creator>
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                    </item>
				                    <item>
                        <title>RE: Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59717</link>
                        <pubDate>Fri, 17 Dec 2021 12:24:09 +0000</pubDate>
                        <description><![CDATA[thank you for the quick reply.
	what does it mean ,,included creditor&quot;? Is this a non-objectionable creditor? This creditor must have received a letter from my trustee proposing my debt repa...]]></description>
                        <content:encoded><![CDATA[thank you for the quick reply.
	what does it mean ,,included creditor"? Is this a non-objectionable creditor? This creditor must have received a letter from my trustee proposing my debt repayment option. But I do not know what the reaction of individual creditors was.]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>Martin44</dc:creator>
                        <guid isPermaLink="true">https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59717</guid>
                    </item>
				                    <item>
                        <title>RE: Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59715</link>
                        <pubDate>Fri, 17 Dec 2021 11:58:29 +0000</pubDate>
                        <description><![CDATA[Hi Martin44,
	
	If this is an included creditor, and your trust deed has become protected, there is nothing they can do to enforce the debt.
	
	Contact your trustee and ask them to intervene...]]></description>
                        <content:encoded><![CDATA[Hi Martin44,
	
	If this is an included creditor, and your trust deed has become protected, there is nothing they can do to enforce the debt.
	
	Contact your trustee and ask them to intervene to stop this contact.]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>TDA (Debt Adviser)</dc:creator>
                        <guid isPermaLink="true">https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-59715</guid>
                    </item>
				                    <item>
                        <title>Provision of Agreement Breached - HELP PLEASE</title>
                        <link>https://trust-deed.co.uk/forum/scottish-trust-deed-forum/provision-of-agreement-breached-help-please-5222/#post-5222</link>
                        <pubDate>Fri, 17 Dec 2021 11:37:56 +0000</pubDate>
                        <description><![CDATA[I am in Trust Deed and I have been legally protected for a few weeks but today I received a letter from one of the creditors demanding immediate repayment of the debt.
	  In addition, this c...]]></description>
                        <content:encoded><![CDATA[I am in Trust Deed and I have been legally protected for a few weeks but today I received a letter from one of the creditors demanding immediate repayment of the debt.
	  In addition, this creditor scares me that a bailiff will visit me.
	Additionally, this creditor mentions in the letter that he is aware that I am with Trust Deed.
	Can this creditor really take legal action despite the fact that I am legally protected?]]></content:encoded>
						                            <category domain="https://trust-deed.co.uk/forum/scottish-trust-deed-forum/">Scottish Trust Deed Forum</category>                        <dc:creator>Martin44</dc:creator>
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