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(@plaxton-panther)
Active Member
Joined: 12 years ago
Posts: 17
Topic starter  

i am in the process the now and wondered what the chances would be of being refused?


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 15 years ago
Posts: 13594
 

Hi plaxton panther.

I fear being in a trust deed may interfere with an application to join the police. I'd suggest speaking with the recruitment team to confirm the position.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@plaxton-panther)
Active Member
Joined: 12 years ago
Posts: 17
Topic starter  

cheers tda


   
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(@plasticdaft)
Noble Member
Joined: 15 years ago
Posts: 1594
 

Whilst they are nowadays a bit more forgiving about serving officers and formal insolvency I agree that a TD will hamper any new application.

Paul

Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.


   
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(@plaxton-panther)
Active Member
Joined: 12 years ago
Posts: 17
Topic starter  

what if you were a serving officer and you went into a td? surely they wouldn't kick you out? need to phone and clarify


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 15 years ago
Posts: 13594
 

Serving police officers can generally expect to be supported by their employer while dealing with debt provided that they are proactively transparent about the situation.

See:

https://www.trust-deed.co.uk/can-police-officers-use-a-trust-deed.html

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@plaxton-panther)
Active Member
Joined: 12 years ago
Posts: 17
Topic starter  

had a wee read at it and it sounds like i would need to speak to them


   
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Mark McFadyen
(@mark-mcfadyen)
Famed Member
Joined: 15 years ago
Posts: 4798
 

I am dealing with a number of police officers and as far as I'm aware there is no real issue with a trust deed.

I know it was an issue 10 or so years ago, but I think they've moved with the times. I'm sure they would rather their officers were under a controlled agreement than not.

Mark

Mark is not posting regularly in the Trust-deed.co.uk forum.


   
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(@headwire)
Trusted Member
Joined: 12 years ago
Posts: 53
 

I'm a Serving officer with the Prison Service who have a very similar code of conduct as the Police. They were 100% fine with the TD and just asked to be kept up to date with any changes. I susupect the Police will take a very similar stance with Serving Police, however as TDA said if you are applying to join, a TD may be an issue. Just be honest with them though, don't try to side step it as they will discover it down the line. Hopefully they will see a TD as a responsible step into managing the situation. Good luck with your application, keep us posted. 🙂


   
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(@plaxton-panther)
Active Member
Joined: 12 years ago
Posts: 17
Topic starter  

i didnt want to mention but i am a serving special constable. thats why im asking. i need to speak to my sgt or proffesional standards about it


   
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(@headwire)
Trusted Member
Joined: 12 years ago
Posts: 53
 

Speak to your HR department, they should know where you stand plus it means you don't have to directly speak to those that you work with everyday. That was the way I did it as I did feel a bit uncomfortable at first.


   
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(@plaxton-panther)
Active Member
Joined: 12 years ago
Posts: 17
Topic starter  

cheers headwire i feel a bit better now i got that off ma chest


   
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Chris Wardle
(@chris-wardle)
Estimable Member
Joined: 12 years ago
Posts: 249
 

I understand that all the forces are the same having worked with/in the Armed Forces field for a lengthy time. Financial Irresponsibility is frowned upon due to security implications but dealing with your debts through a manageable route is accepted as it brings the issue out into the open and thus unlikely to result in security implications.

Chris

Chris is not currently posting in the Trust-Deed.co.uk forum.


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 15 years ago
Posts: 13594
 

Through another connection my colleagues have assisted a very large number of police officers all around the UK with debt problems.

Part of this process has been to meet with Welfare teams and also Police Federation representatives from time to time.

The message we've been given time and time again during these meetings is to encourage police officers to be open in advance (with professional standards and welfare) before going ahead with formal debt solutions.

As Chris says, it's about controlling risk as far as they are concerned. Once things are out in the open the risks greatly reduce in their view. I think a similar principle applies in other disciplined professions.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@ghostofricco69)
Eminent Member
Joined: 14 years ago
Posts: 27
 

Hi,
I am a serving Police Officer and have a PTD.

I know that my force supports serving officers who end up in a PTD and monitor things. They accept that people these days can end up in debt due to divorce and other "life events".

I know that my force does not recruit people who are subject to a PTD or IVA or Bankruptcy but it varies from Force to Force so worth checking with the Force you are applying to.

Good Luck !!


   
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